Terms of Use
1. Use of Ratings
All company ratings published on our platform are provided for informational purposes only. They do not constitute investment advice and should not be used as the sole basis for investment decisions. Each user is responsible for the appropriate use of the information provided and must conduct their own research. Any redistribution or commercial use of our evaluations is strictly prohibited without express authorization.
2. Evaluation Methodology
Our evaluation procedures are based on a combination of public data sources, detailed industry analyses, and independent research. While we strive for the highest accuracy, we cannot guarantee the completeness or permanent currency of the information. To reflect current market developments, we regularly review and adjust our evaluation criteria. Detailed information about our methodology is available upon request for interested users.
3. Data Archiving
Historical evaluation data is archived in our system for a period of five years and is available to registered users. This archiving practice allows for in-depth trend analyses and long-term comparisons of company performance across different periods. Additional fees may apply for specific data requests or more comprehensive historical evaluations. The archiving duration may be modified by us without prior notice.
4. Access for Minors
Only persons aged 18 and over may use our services. Minors are only permitted to use our platform under the direct supervision of a parent or legal guardian. We do not knowingly collect personal data from persons under 18 years of age. If we learn that we have accidentally collected data from minors, it will be immediately deleted from our systems.
5. Code of Conduct
We expect all users to behave respectfully on our platform. Any form of insults, discriminatory statements, or other inappropriate comments in discussion contributions will not be tolerated. We reserve the right to remove such content without notice and to block user accounts in case of repeated violations. However, we encourage constructive criticism and factual discussions and promote professional exchanges.
6. Security and Access
Each registered user is fully responsible for the security of their login credentials. All activities performed via a user account are the responsibility of the account holder. Any suspicion of unauthorized access should be reported immediately. For security reasons, we reserve the right to restrict or deny access to our services, particularly in case of suspected abuse or violation of our terms of use.
7. Subscription Termination
Premium subscriptions can be terminated at any time, with the termination taking effect at the end of the current billing period. No refunds are made for partially used subscription periods. Terminations must be submitted in writing or directly through the user account. Price changes for subscriptions will be announced at least 30 days in advance to ensure transparency.
8. Use of Cookies
To improve the user experience and collect anonymous usage statistics, our website uses cookies. By using our website, you agree to the use of cookies in accordance with our privacy policy. You have the option to block cookies in your browser settings at any time, which may, however, affect the functionality of our website.
9. Data Integrity
We use state-of-the-art security measures to ensure the integrity and confidentiality of all data. Regular security audits and comprehensive data protection reviews are part of our standard processes. Despite these extensive measures, we cannot guarantee 100% security. We ask all users to immediately report any suspicious activity or potential security vulnerability to our team.
10. Evaluation Content
Our evaluations are based on objective criteria and are created without influence from the evaluated companies. We reserve the right to revise evaluations in case of new information or identified errors. Evaluated companies have the opportunity to respond to evaluations and provide additional information that we may consider in future updates.
11. Disclaimer of Liability
We assume no responsibility for decisions made based on our evaluations. Our analyses do not guarantee future company performance. We are not responsible for either direct or indirect damages that may result from the use or inability to use our services. This limitation of liability applies to the maximum extent permitted by law.
12. Emergency Protocols
In case of data protection incidents or security breaches, we will inform affected users in accordance with applicable data protection regulations. We have developed established emergency protocols for these situations, allowing for a rapid and effective response. Through regular exercises and targeted training, we ensure that our team is perfectly prepared for emergency situations.
13. Personal Data Protection
The protection of your personal data is our absolute priority. Detailed information on the collection, processing, and storage of your data can be found in our separate privacy policy. We strictly adhere to Singapore's data protection laws as well as international data protection standards. Our data protection officer is available at any time to answer your data protection questions.
14. Intellectual Property Rights
All content published on our platform - including texts, graphics, logos, and evaluation methodologies - is protected by copyright. Any form of reproduction, distribution, or other use of this content is prohibited without our explicit consent. Quotations are permitted to a reasonable extent with appropriate attribution, provided they do not distort the original context.
15. Jurisdiction and Applicable Law
For all disputes, claims, or legal questions related to the Singapore Transnational Companies Rating, the courts of Singapore have exclusive jurisdiction. Singapore law applies without exception. By using our services, you accept this jurisdiction agreement. If certain clauses of these terms of use are invalid, the validity of the other provisions will not be affected.